4 Reasons Why Your Car Insurance May Be Too High

How much are you paying for car insurance?


Does it seem too high?


It’s a common complaint from vehicle owners like you.


Everyone would like to pay less, but it’s not always possible.


Here are five reasons your car insurance may be too high.

1. You’re too young.

What’s wrong with that? You’re young, wild, and free, right?


Well, your car insurance company doesn’t quite look at it the same way.


You’ll generally pay more if you’re younger than 25 years old because you don’t have an established insurance history and your driving record is short.


As you age and keep up your safe driving habits, your premiums will go down.

2. You’ve had too many violations.

A speeding ticket hits your wallet in more than one way.


Other than having to pay a fine, you also risk having your car insurance premiums go up.


Especially if you start racking up multiple infractions.


Your insurance company will view you as high-risk and you’ll pay a lot more.

3. You drive a special vehicle.

If sports cars are your jam, expect to pay more at the dealership – AND for your insurance.


Your insurance company will consider the extra cost of repairs for specialized parts and the high cost of replacement parts for a limited-edition vehicle.


You may be able to get the rate down a bit if you store your vehicle in a secured garage when you’re not out cruising.

4. You have a low deductible.

It seems like a good idea up-front.


If you have an accident or another covered mishap, you’ll only have to pay a small amount before your insurance kicks in to pay.


But the trade-off is paying higher monthly premiums.

Assess your car insurance rates

If you feel that you’re paying too much for your car insurance, consider your deductible, what kind of vehicle you drive, your age, and how many violations you’ve had. 


Chances are, you’ll find the answer.


When you’re ready to add a new vehicle to your family, come to Serra Auto Park and let our friendly and knowledgeable sales staff help you find the right vehicle for you.


See you soon!


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